What is BigR ? How this can help you? 12/03/2019 View Details
What is bigR ?

bigR Portal & Apps is a digital online platform solution for business and user. The main purpose is to collect big data and create a cashless economy whereby financial transactions are not conducted with physical money but rather through transfer of digital information between transacted party. 
bigR will create a cashless society that goes beyond paper and plastic and educate community with basic Financial technology (Fintech). With substantial Fintech knowledge, bigR client will be able to learn and create their own Fintech returns/profit.
bigR will rewards its user with bigR point and provide an online digital platform for merchants to promote and sell their products..
What Do You Get From bigR ? 27/05/2019 View Details

What Do You Get From bigR?

bigR is a platform to ease your lifestyle via education and awareness about  financial technology (fntech) and cashless society. Why this is matter? With this little knowledge, will help you prepare your financiall future and your lifesytle.Today is the era of fintech and cashless society.  No matter what, you need to pickup and master this skills.

With this skills you will be able to create a passive income for yourself and help to ease your financial burden. All can be done online via your apps and mobile devices.

Among the benefits:

1. Earn rewards point every time you purchase products/services via our apps.
2. Earn passive income daily. You learn how to grow your money yourself
3. Get lucrative discount vouchers and special  offers.
4. Cashless solution via QR Code payment & cryptocurrency.

5. Able to purchase products/services via Cashless at our participating merchant.
6. Get a bigR Privillage card that have a lot of features.   

bigR QR Pay 04/11/2019 View Details

bigR QR Pay is a hassle-free payment medium via your smartphone. You can scan and pay for your convenience at the bigR participating merchants.


Happy New Year 2020 12/01/2020 View Details

This year will be the mark of the digital era in Malaysia. Most of the things will be digitalize. You can expect the use of cardless, cashless and paperlessin daily transactions.

Covid 19 - A Pandemic 13/03/2020 View Details

COVID 19 – “A Pandemic,” WHO Claims.

The World Health Organization on Wednesday declared the rapidly spreading coronavirus outbreak a pandemic, acknowledging what has seemed clear for some time — the virus will likely spread to all countries on the globe.

Director-General Tedros Adhanom Ghebreyesus said the situation will worsen.

“We expect to see the number of cases, the number of deaths, and the number of affected countries climb even higher,” said Tedros, as the director-general is known.

As of Wednesday, 114 countries have reported that 118,000 have contracted Covid-19, the disease caused by the virus, known as SARS-CoV2. Nearly 4,300 people have died.

In the United States, where for weeks state and local laboratories could not test for the virus, just over 1,000 cases have been diagnosed and 29 people have died. But authorities here warn continuing limits on testing mean the full scale of spread in this country is not yet known

The virus causes mild respiratory infections in about 80% of those infected, though about half will have pneumonia. Another 15% develop severe illness, and 5% need critical care.

While China appears on the verge of stopping its outbreak — it reported only 24 cases on Tuesday — outbreaks are occurring and growing in a number of locations around the world including Italy, Iran, and the United States.



The statistic above issued by the Ministry of Health Malaysia on 12th March 2020.

Source: statnews, 11th March 2020


Covid-19 - Movement Control Order Extended Until 1 25/03/2020 View Details
KUALA LUMPUR: The movement control order (MCO), imposed to curb the spread of Covid-19, will be extended until April 14, said Prime Minister Tan Sri Muhyiddin Yassin in a special address today.
Malaysia is currently under a 14-day MCO which came into force on March 18 as a preventive measure to contain the spread of Covid-19 infection.
He said the move was crucial in containing the virus.
“The strategy will only succeed if the masses are not exposed to the virus through daily contacts.“Just be mentally and physically prepared to stay at home for a reasonably longer period of time,” said Muhyiddin in a live telecast today.
The MCO among others covers general prohibition of mass movements and gatherings nationwide, travel ban on Malaysians as well as restrictions on tourists entering the country.
During the period, all government and private premises (except essential services), as well as kindergartens, schools, universities are closed.
Source: www.nst.com.my/news


80 MOH Healthcare staff test positive for Covid 19 26/03/2020 View Details

KUALA LUMPUR: A total of 80 Health Ministry’s medical staff have tested positive for Covid-19 as of this morning.

Health director-general Datuk Dr Noor Hisham Abdullah said investigations revealed that the cases were not linked to the handling of Covid-19 positive cases at the ministry’s health facilities. “Nevertheless, all medical staff and frontliners are advised to take preventive measures, especially in ensuring that their hands are kept clean at all times, practising social distancing and wearing personal protective equipment (PPE) accordingly,” he said in a post of his Facebook page today. 

Source: www.nst.com.my

Prihatin Rakyat Stimulus Package Announced 27/03/2020 View Details

Prime Minister Tan Sri Muhyiddin Yassin today announced RM250 billion Prihatin Rakyat Economic Stimulus Package or PRIHATIN that will bring benefit to the people and all quarters affected by the Covid-19 crisis in the country. Muhyiddin said RM128 billion from the total amount has been set aside to protect the welfare and well-being of the people in the country. 

Current situation of the #COVID19 in Malaysia 02/04/2020 View Details

There are now 2908 confirmed cases and 645 recovered patients of Covid - 19, while there are 45 deaths recorded until today.

Source: Malaysia Health Ministry on Twitter.

Statistik Saringan Covid-19 di Malaysia setakat 3 04/04/2020 View Details


Statistik Saringan Covid-19 di Malaysia setakat 3 April 2020.

Jumlah Individu yang Telah Diuji - 47 723

Jumlah Kes Positif - 3 333

Jumlah Kes Negatif - 3 6125

Jumlah Kes yang belum mendapat keputusan - 8 265


Sumber: Twitter Kementerian Kesihatan Malaysia

Coinomi - Multi Coin & Multi Asset Wallet View Details
What is Coinomi ? 
Coinomi is your trusted blockchain interface. Coinomi is already trusted by millions of users. 
The broadest range of crypto.
Coinomi is a security-first, multi-asset wallet for both mobile & desktop that provides native support and true ownership for as many as 125 blockchains (the largest number in the market) & 382 tokens — a total of 507 assets. Supports virtually thousands of assets since you can add any ERC20 token yourself!
Cllick "View Details" to continue reading.
Magic Number? Do you know yours? View Details

We've all got one... A number.

A magic number. Your magic number is the one that would make you feel like you "made it." Like you don't have to worry about money anymore.

So... what's your number? Is it $100,000 a year? $500,000 a year?

Take a minute right now and see what number comes to mind. Ignore any thoughts about how impossible it might feel to make that much money. Just come up with a number that would make any money stress melt away, and write down the number or hold it in your mind.

Got it? Great. :-) Now, most people never do what you just did. They never get specific about their magic number. They only think in abstract terms, like, "I just want to be RICH!" That's like saying you want to go on vacation, without any destination in mind! If you don't get specific about where you want to go, you'll never go anywhere.

You'll stay right where you are, whether we're talking about taking a vacation or getting rich.

Click "View Details" for more.

What is Cryptocurrency ? View Details

What is crypto currency ?

Basically cryptocurrency is a digital or virtual money/currency designed to work as a medium of exchange. It uses cryptography to secure and verify transactions as well as to control the creation of new units of a particular cryptocurrency. Essentially, cryptocurrencies are limited entries in a database that no one can change unless specific conditions are fulfilled.


How to profit with Crypto ? View Details

How to profit with Crypto?

Crypto or crypto currencies is a new digital currecy that is recently introduced as a digital medium of exchange as an alternative to fiat money. Crypto provide easeness of use and mobility and giving the power back to the user instead of the bank or the middle man to control your currency. With crypto you  are able to make transactions anytime, anywhere and secured. Crypto is yet to be mass accepted but now gaining trust and confident in the market.

It is a lot more to learn and to discover about crypto but one important thing that you cannot missed out is the ability of using crypto to get some profit for yourself. There 3 ways to earn a profit with crypto.

1. Mining - this term used where new crypto is created. Crypto is created using a computer in a decentralized network call blockchain. This blockchain consist of many computer sthat keep the exact ledger/data of the crypto details. This computers in the blockchain works as the platform provider and the transactions verifier. For example when A want to a crypto to B this transaction need to be verified in the blockchain and get updated on all other computer. This process will create a new crypto. ( Reward fee for the computer for doing the verification).

Continue reading....


The Cashless Society Part 1 View Details

The World is Going Cashless.


Cashless: A cashless society describes an economic state whereby financial transactions are not conducted with money in the form of physical banknotes or coins, but rather through the transfer of digital information (usually an electronic representation of money) between the transacting parties (Wikipedia)

What is the benefit of cashless? What about the existing banknotes and coins?

Money, in some form, has been part of human history for at least the last 3,000 years. Before that time, it is assumed that a system of bartering was likely used.  Europeans were still using coins all the way up to the 16th century, helped along by acquisitions of precious metals from colonies to keep minting more and more cash. This paper money could be used to buy goods and operated much like currency today, but it was issued by banks and private institutions, not the government, which is now responsible for issuing currency in most countries. - www.investopedia.com

Why should we be going Cashless?

We are talking about something that valuable, something that everyone wants of even though they had enough to survive – Money. I believe its really different feeling when you carry a lot of money and when you don’t. Going cashless will make you feel safer; you have money on you but its not really money. You may just bring debit card, credit card on really just your phone yet you could just use these items to buy anything when you go out. How is that? ??

We will talk about the benefit of being cashless next time when we meet again!

Entering the World without Border. View Details

New technology has expanded around the globe. As we discussed cashless in this article, we will continue to learn about cashless technology and how it affected our daily lives.

Cashless is made to increase your safety and for an organization to have a smooth transaction whenever. Going around with cash in your hand will open a big hole of robbery and cash dropped out. That is how cashless is being introduced.

You might not realize how limited transaction you could do with only cash. We must be presentable in every transaction and could never use our money somewhere else other than where we stand from.

Nowadays, people are using credit/debit card for a littles transaction – be it on a supermarket, malls and grocery shop. The existence of e-wallet also increases the cashless transaction worldwide. E-commerce made easier for the online transaction as we can see all sort of store online such as groceries, clothes and home furniture that we can get. As everyone says, it is on tip of your finger.

In addition, banks have set a limited amount of online transfers, as each bank varies. That being said, in Malaysia, effective Jan 1, 2019, banks must report any cash transaction exceeding RM25,000
to National Bank of Malaysia in tightening the loopholes for money laundering and corruption.

Read : https://www.thestar.com.my/news/nation/2018/10/31/only-rm25000-per-transaction-soon-bank-negara-any-amount-higher-than-that-will-be-checked/

This rule could be difficult for some people for some reason. Every country has certain transaction amount in time. Hence, the new technology has been introduced.

It is called Blockchain Technology. We will talk further about it in the next article. Stay tuned!

Blockchain Technology View Details

Blockchain technology simply means a decentralised trust less network that works by having a native asset, a decentralised ledger and some algorithms based around a game theory model that allows everyone on the network to reach consensus.

The blockchain is a decentralized ledger of all transactions across a peer-to-peer network. Using this technology, participants can confirm transactions without a need for a central clearing authority. Potential applications can include fund transfers, settling trades, voting and many other issues.

With Blockchain, people can write entries into a record of information and a community of users may control on how the information amended and updates. But, no one can control the information, such as Wikipedia.

In cryptocurrencies, Bitcoin is the famous invention of blockchain technology. A cryptocurrency is a medium of exchange, such as the US dollar, but is digital and uses encryption techniques to control the creation of monetary units and to verify the transfer of funds.

Why cryptocurrencies use blockchain?

Honestly, how we could trust a technology that can’t store our information perfectly? In Blockchain, it consists a lot of it to store an information. If one of the blocks got attacked, the others will still carry your information securely. Also, as we mentioned, no one could steal and store your information, its only between you and the technology itself. Thus, that is why majority of the cryptocurrency uses blockchain technology.

e-Tunai Rakyat - Everything You Need to Know View Details

As announced by the Malaysian government, all eligible Malaysians will receive RM30 under the eTunai Rakyat program. The digital stimulus will be distributed via three popular eWallet platforms in the country and you can redeem it starting 15th January 2020 until 14th March 2020.


Coronavirus and China's Economy View Details

Suspended flights, cancelled tours, temporary restaurant closures, and millions of people in lockdown amid an extended nationwide holiday are just some of the results of a contagious new coronavirus.

Touted as China's Chicago, fast-growing Wuhan was expected to record a regional economic growth rate of up to 7.8 percent in 2020, according to local government estimates. This would make it a key pillar of growth in China's sluggish economy, which is expected to grow by just 6 percent, according to central government figures.

However, as shutters roll down in shops and public transportation comes to a standstill as the coronavirus spreads, one of China's brightest economic spots could end up dimming the prospects of a country already struggling with its weakest economic growth in 29 years.

China said last week that its finance ministry and National Health Commission have extended 60.33 billion yuan ($8.74bn) to help contain the virus.

International airlines ranging from Taiwan's China Airlines to Singapore's Scoot have cancelled flights to and from Wuhan. According to data from aviation data analytics firm Cirium, Wuhan receives 55 international flights each week from more than 20 countries.


How coronavirus could lead to digital exclusion View Details

Following the rapid increase of coronavirus cases in the UK, the World Health Organization (WHO) has warned that the virus can be transmitted to customers via banknotes and coins. This has prompted China to deep clean potentially infected cash to limit the spread of the virus.

Analysis has revealed that if current trajectories towards digitisation continue, 8.17 million vulnerable members of society would suffer due to their dependence on physical payment methods. This includes 5.2 million households, or 80% of elderly homes, that rely on cash.


Source: thefintechtimes.com

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